Looking for life insurance for tobacco users can prove to be difficult. As a pipe smoker, working with the right company is pivotal. Fortunately, not all funeral insurance companies react the same way towards all tobacco use and occasional social smokers. Specifically, what each company considers to fall into the “smoking” category and the varying premium increases. Is Affordable Funeral … Read More

Living life with a disability can be challenging and likely raises many concerns. Your diagnosis can come with lifestyle changes and new ways of everyday living. What is not always thought about are your options when it comes to life insurance for burial with a disability. Most families do not realize the financial burden of funeral expenses, and unfortunately, these … Read More

Thinking about burial expense insurance is never an exciting thing. In fact, it is very normal for this task to sit at the bottom of someone’s to-do list for years. But the longer you wait to take life insurance coverage out, the harder it might be to get and the more expensive it becomes. Perhaps you are looking for the … Read More

The same life insurance for cigar smokers is available to non-smokers. The biggest difference for final expense coverage is the rates you should expect to pay. Since smoking, in general, can lead to some medical concerns, this plays a significant role in the monthly cost. Final Expense Insurance For Cigar Smokers The majority of final expense insurance companies will charge smoking … Read More

Life is full of decision-making and planning for the future. How far into your future do you have planned? The average funeral costs between $8,000 – $12,000 after everything is said and done. Low-cost burial insurance policies can help offset these expenses for anyone who does not have money set aside. This insurance coverage allows smokers to be proactive with … Read More

A financial emergency can happen anytime, a car breaks down, a medical procedure is needed, or suddenly you find yourself unemployed. These events can all be devastating to your finances and the monthly bills that need to be paid. This is where having an emergency fund can be of high importance. By having reserved funds to cover these costs, you … Read More

“Grief is itself a medicine.” -William Cowper Grief, as defined by Merriam-Webster, is: (a) deep and poignant distress caused by or as if by bereavement (b) a cause of such suffering. But the truth is, it is so much more than this. Grief and bereavement have been studied throughout the years, with several different conclusions drawn about the stages and … Read More

The District of Columbia speaks for its self. This is where our nation’s highest level of decision is made. The item that is not usually at the forefront of those living in the nation’s capital is the cost associated with the end of life. These costs can be sudden and shocking for loved ones attempting to grieve and celebrate the … Read More

How Much Does A Funeral Cost? The average traditional funeral cost, with service and viewing, in the United States is $7,643 for a burial and $6,280 to be cremated. The funeral cost can vary drastically depending on many things, from burial plot location to casket selected. The casket is usually the most expensive part of a traditional burial.  Each item … Read More

A report from the National Academies of Science, Engineering & Medicine (NASEM) says that one-third of adults 45 and older feel lonely, and nearly one-fourth of adults 65 and older are considered socially isolated. The first step to combating social isolation is to understand if you are at risk. AARP has put together a great resource to understand your risk … Read More