Modified Whole Life Insurance (Proceed With Caution)

Modified Whole Life

When researching senior life insurance, there are many different plan options. Modified whole life insurance is common coverage marketed to the public. However, many do not know if this coverage is the best plan for them. Finding a top plan to cover burial and cremation costs is an important step when getting your final arrangements in order. What Is Modified … Read More

State Regulated Life Insurance Program (Misleading Mail)

State Regulated Life Insurance Program

Disclaimer: Willamette Life does not distribute direct mail flyers or marketing material. This article is for educational purposes only and does not reflect our companies core values or business practices. We do not endorse or support this form of misleading life insurance marketing. When seniors look into their mailboxes each day, there is a ton of junk mail. This can … Read More

Prepaid Funerals And Pre-Need Insurance: How Do They Work?

Prepaid Funerals

Many planning tools and products are available to help families prepare for the financial requirement that a funeral brings. Prepaid funerals are a common option for research and review. Before purchasing one of these plans, it is important to know the basics and questions to ask the funeral home. How Do Prepaid Funerals Work? Prepaid funerals allow individuals to pay … Read More

Burial Insurance With Grave’s Disease (Hyperthyroidism)

Burial Insurance With Grave's Disease

Being diagnosed with Grave’s disease brings multiple complexities. One complication you might be worried about is qualifying for a burial life insurance policy. Can You Get Burial Insurance With Grave’s Disease? It is easy to get burial life insurance with Grave’s disease. Assuming you are otherwise healthy with no other pre-existing conditions, most burial insurance companies will award immediate coverage. … Read More

Burial Insurance On Blood Thinners: How Will Companies React

Burial Insurance On Blood Thinners

More than 8 million adults in the United States are currently taking a blood thinner. People are usually on blood thinner prescriptions for preventative measures or to treat existing blood clots and heart disease. The truth is, the ability to get life insurance on blood thinners can be affected. Luckily, top burial insurance companies and plans are still available. Can Seniors … Read More

Burial Insurance With Kidney Disease: Qualifying Guidelines

Burial Insurance With Kidney Disease

When you receive the diagnosis of chronic kidney disease (CKD), many things are going through your mind. One of the first things is not burial insurance acceptance, as this thought probably comes a bit later on. With major advancements in healthcare, CKD patients can live a long life despite their condition. This is great news for seniors with kidney disease looking … Read More

Funeral Insurance For Pipe Smokers: Finding A Low-Cost Plan

Funeral Insurance For Pipe Smokers

Looking for life insurance for tobacco users can prove to be difficult. Fortunately, not all funeral insurance companies react the same way towards all tobacco use types or occasional social smokers. Specifically, what each company considers to fall into the “smoking” category and the varying increases of premium. Is Affordable Funeral Insurance For Pipe Smokers Available? The majority of life … Read More

Burial Insurance On Disability: Unlocking Premier Coverage

burial insurance on disability

Living life with a disability can be challenging and may raise many concerns. This diagnosis can come with lifestyle changes and new ways of everyday living. What is not always thought about are the options that you have for life insurance with a disability. Most families do not realize the financial burden that comes with funeral expenses, and unfortunately, these … Read More

Burial Insurance For Chewing Tobacco Users: Details To Know

Burial Insurance For Chewing Tobacco

Thinking about burial insurance coverage is never an exciting thing. In fact, it is very normal for this task to sit at the bottom of someone’s to-do list for years. But the longer you wait to take this insurance coverage out, the harder it might be to get and the more expensive it becomes. Perhaps you are looking for the … Read More

Final Expense Insurance For Cigar Smokers: Does It Matter?

Final expense insurance for cigar smokers

The same life insurance for cigar smokers is available to non-smokers. The biggest difference for final expense coverage is the rates you should expect to pay. Since smoking, in general, can lead to some medical concerns, this plays a significant role in the monthly cost. Final Expense Insurance For Cigar Smokers The majority of final expense insurance companies will charge smoking … Read More