Modified Whole Life Insurance (Proceed With Caution)

Modified Whole Life

When researching senior life insurance, there are many different plan options. Modified whole life insurance is common coverage marketed to the public. However, many do not know if this coverage is the best plan for them. Finding a top plan to cover burial and cremation costs is an important step when getting your final arrangements in order. What Is Modified … Read More

State Regulated Life Insurance Program (Misleading Mail)

State Regulated Life Insurance Program

Disclaimer: Willamette Life does not distribute direct mail flyers or marketing material. This article is for educational purposes only and does not reflect our companies core values or business practices. We do not endorse or support this form of misleading life insurance marketing. When seniors look into their mailboxes each day, there is a ton of junk mail. This can … Read More

Prepaid Funerals And Pre-Need Insurance: How Do They Work?

Prepaid Funerals

Many planning tools and products are available to help families prepare for the financial requirement that a funeral brings. Prepaid funerals are a common option for research and review. Before purchasing one of these plans, it is important to know the basics and questions to ask the funeral home. How Do Prepaid Funerals Work? Prepaid funerals allow individuals to pay … Read More

Burial Insurance With Grave’s Disease (Hyperthyroidism)

Burial Insurance With Grave's Disease

Being diagnosed with Grave’s disease brings multiple complexities. One complication you might be worried about is qualifying for a burial life insurance policy. Can You Get Burial Insurance With Grave’s Disease? It is easy to get burial life insurance with Grave’s disease. Assuming you are otherwise healthy with no other pre-existing conditions, most burial insurance companies will award immediate coverage. … Read More

Burial Insurance For Chewing Tobacco Users: Details To Know

Burial Insurance For Chewing Tobacco

Thinking about burial insurance coverage is never an exciting thing. In fact, it is very normal for this task to sit at the bottom of someone’s to-do list for years. But the longer you wait to take this insurance coverage out, the harder it might be to get and the more expensive it becomes. Perhaps you are looking for the … Read More

How To Build An Emergency Fund: 8 Simple Savings Ideas

How To Build An Emergency Fund

A financial emergency can happen at any time, a car breaks down, a medical procedure is needed, or suddenly you find yourself unemployed. These events can all be devastating to your finances and the monthly bills that need to be paid. This is where an emergency fund can be of high importance. By having reserved funds to cover these costs … Read More

The 5 Stages of Grief and Bereavement: Overcoming Loss

Grief and Bereavement

“Grief is itself a medicine.” ~William Cowper Grief as defined by Merriam-Webster is: (a) a deep and poignant distress caused by or as if by bereavement (b) a cause of such suffering. But the truth is, it is so much more than this. Grief and bereavement have been studied throughout the years with several different conclusions drawn about the stages … Read More

Washington DC Burial Insurance: 11 Questions Explained

Washington DC Burial Insurance

The District of Columbia speaks for its self, this is where our nation’s highest level of decisions are made. There is so much pride taken and history that has been made in this city. The item that is not usually at the forefront of those living in the nation’s capital is the cost associated with the end of life. These … Read More

How Much Does A Funeral Cost? 477 Locations In USA Compiled

Funeral Cost

How Much Does A Funeral Cost? The average traditional funeral cost with service and viewing in the United States is $7,643 for a burial and $6,280 to be cremated. The funeral cost can vary drastically depending on many things from burial plot location to casket. Each item selected through the process has a wide range of prices. Take caskets, for … Read More

Senior Isolation, Mental Health & Loneliness (Facts & Resources)

Senior Isolation

A report from the National Academies of Science, Engineering & Medicine (NASEM) says that one-third of adults 45 and older feel lonely and nearly one 4th of adults 65 and older are considered to be socially isolated. Senior Isolation, Mental Health & Loneliness What Senior Isolation Can Lead To What Can You Do If You Are Experiencing Loneliness? Learn & … Read More